TURNS Financing Services, Inc. is a premier consumer financial services company that specializes in “second-look” financing for credit challenged customers. They offer a turn-key, one-stop consumer finance solution for getting customers of all credit histories approved, with no contractor minimums. They recently partnered with a "no credit needed" lease-to-own company called Okinus, which will now give contractors the ability to have a "third look" to get even more customers approved.
TURNS strives to utilize technology to simplify in-home consumer financing for contractors and to provide loan programs to the widest credit range of homeowners seeking to finance a home improvement project. They were founded in 2011 and are managed by home improvement and banking professionals with more than 125 years combined experience. They provide a range of credit products through programs they have established with EGIA, Nortek Global HVAC, Service Roundtable, NCI, Aire Serv, Mr. Rooter and Mr. Electric, to name a few.