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Mosaic Lowers Prices on Solar Financing

Feb. 16, 2022
Decision provides homeowners and installers with immediate access to some of the most-attractively priced solar financing options.


Oakland, Calif., February 15, 2022 – Solar products are just like HVAC systems, in that homeowners often need to acquire financing to help with the purchase. Mosaic, a leading financing platform for U.S. residential solar and energy-efficient home improvements, today announced it has reduced pricing across its entire suite of solar loan products. Sources say this benefits homeowners, installers and the industry as a whole by providing immediate access to some of the most-attractively priced solar financing options in the market. 

“The urgency around climate change and its impact on our communities continues to escalate, and we must make it as easy and affordable as possible for even more families to make the switch to solar this year,” said Billy Parish, founder and CEO of Mosaic. “We have been offering residential solar financing options longer than anyone else, which gives us more data with which to underwrite and price our loans. We’ve established ourselves as a leader in cost of funds through our disciplined approach and consistent performance, and we are passing the benefit of that advantage through to our customers.”

Mosaic has issued more solar loan securitizations than any other solar issuer in the space. Between 2017 and 2021, the company issued 11 solar loan securitizations, totaling $2.9 billion of offered securities. The company also repeatedly sets records for low cost of funds on bonds.

“Combining competitive pricing with MosaicScore, our proprietary solar loan credit score, we believe we are able to offer our partners the best combination of pricing and homeowner approval coverage available anywhere in the market,” said Parish. 

A pioneer in solar and clean energy, Mosaic sources report it has helped more than 200,000 homeowners switch to sustainable home solutions to date.